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McDonogh Dental

(410) 363-2500

Dr. Charles Fine - Dr. Scott Lever - Dr. H. Mark Sugarman - Dr. Tracy Stein - Dr. Michele Shenk-Cooper - Dr. Wendy Burstein - Dr. Aaron Tosky

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20 Crossroads Drive, # 110, Owings Mills, MD 21117


We are happy that you have dental insurance coverage to assist you in paying for dental services.  Here are some informational points for your reference:

To get the most benefit out of your dental insurance plan, follow guidelines below:

  1. Yearly Maximum. This is the maximum amount of money that your dental insurance plan will pay for your dental work within one year.  Although the maximum varies between insurance companies, the average is around $1,000 a year, for each person underneath the plan.  This renews each year (on the first of January if your plan follows a calendar year), providing another $1,000 for the next 12 months.  If you have unused benefits from the previous year, they won’t rollover to the next year.  Get your money’s worth and utilize your maximum in s given year - schedule an appointment today.
  2. Deductible.  This is a term for the amount of money you have to pay your dentist—out of pocket—before your insurance company will pay to take care of your teeth.  Again, the amount varies between insurance companies and their plans, and could be costly if you choose an out-of-network dentist.  If you have already paid your deductible for this year and still do not believe you need to see the dentist, think again: your deductible will start again next year.
  3. Premiums.  If you are paying the premiums for your dental insurance each month out of the year, you should take advantage of your benefits.  Even if you do not have a cavity and are not in need of a root canal, be sure to regularly schedule your dental cleanings.  These cleanings, when maintained, help prevent and can detect early signs of cavities, gingivitis, oral cancer, and other dental issues.
  4. Do Not Avoid Problems.  If you decide to delay treatment for what might be a simple cavity, you risk a more extensive and expensive treatment down the line. You may think that your simple toothache is nothing of consequence, when it is actually a cavity waiting to worsen into a root canal.
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